Programming is available for viewing in your online classroom for 30 days from the original order date. After viewing, follow instructions to certify credit. The date you certify credit will be the date printed on your ISBA Certificate of Completion and will be the date recorded for earning the MCLE credit.

Eligibility to earn MCLE credit for paid programming expires two years from the program recording date listed below. Attorneys purchasing programming must view and certify credit within this two-year period.

 

Presented by the ISBA General Practice, Solo & Small Firm Section

 

Gain the insight you need to assist clients facing foreclosure on their primary residential mortgage!

The word foreclosure generates emotional turmoil and increased levels of stress for any homeowner facing the possibility of eviction. Learn to help your clients through this trying time by gaining a better understanding of the foreclosure process. Topics include: conducting the client interview; truth in lending concerns; the Fair Debt Collection Practices Act; short sales; deed in lieu of foreclosure; forbearance; the Home Affordable Modification Program; foreclosure mediation programs; loan modifications; principle and interest payments; tax concerns; Chapter 7 and Chapter 13 bankruptcy; foreclosure’s effect on other areas of the law; exiting the property; last efforts to recoup the property; and much more! A discussion on the ethical issues and conflicts of interest that can arise during the course of a foreclosure case is also included.

 

Program Information
Program Date:
February 03, 2012
Program Location:
ISBA Regional Office
Chicago
Chairperson:
Ebony Huddleston, Farrell Hamilton & Julian, P.C.
Michele M. Jochner, Illinois Supreme Court
Client Interview
Attorneys are expected to assist their clients to the best of their ability, which is why gathering the necessary information at the outset of the case is so important. This informative presentation offers a checklist of the basic questions to ask the client and discusses what issues to look for as you prepare for the case. Avoiding the uncollectible case is also discussed.
Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 0.50
Speaker Information
Ebony R. Huddleston   [ view bio ]
Michele M. Jochner   [ view bio ]
Developing a Game Plan
In preparing for a case, it is imperative that an attorney knows the best course of action in providing viable defenses for a client - and when to execute those defenses. This segment explores several preparatory issues, including affirmative defenses, counterclaims, truth in lending concerns, discovery (or no discovery), and timeframes. The Fair Debt Collection Practices Act is also explored. 
Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 1.00
Speaker Information
Kelli A. Dudley   [ view bio ]
Prof. J. Damien Ortiz   [ view bio ]
Specific Strategies - Options Available to the Homeowner
Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 1.00
Speaker Information
Erica C. Minchella   [ view bio ]
Hon. Jesse G. Reyes   [ view bio ]
Foreclosure Mediation Program and Other Initiatives
Due to the Illinois Supreme Court’s initiative, Illinois counties are encouraged to develop foreclosure mediation programs, which provide another avenue for the homeowner and lender to work towards resolving the issues in a more streamlined process. This session examines the recommended foreclosure mediation program, as well as other foreclosure-based initiatives.
Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 0.50
Speaker Information
Hon. Lewis Nixon   [ view bio ]
Carina M. Segalini   [ view bio ]
Hon. Mary Jane Theis   [ view bio ]
Understanding Loan Modifications

Applying for a loan modification can be a tedious process for the homeowner. This presentation offers a better understanding of the loan modification process, as well as insight on the lender’s perspective, required paperwork, time frame, and what to expect.

Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 0.50
Speaker Information
Rick L. Rogers   [ view bio ]
Bankruptcy Considerations

There are pros and cons to filing bankruptcy both before and after the homeowner has been served with the foreclosure complaint - and the homeowner’s intention will determine which option the attorney should suggest. This session discusses Chapter 7 bankruptcy, Chapter 13 bankruptcy, principle and interest payments, tax concerns, and what to expect once the bankruptcy case is closed, including discharge vs. dismissal.

Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 0.75
Speaker Information
Hon. Bruce W. Black   [ view bio ]
Mary Anne Gerstner   [ view bio ]
Berton J. Maley   [ view bio ]
Kathy Wantuch   [ view bio ]
Intersection of Foreclosure with Other Areas of the Law
Being in foreclosure can oftentimes have a major impact on other areas of the homeowner’s life. This segment shows how foreclosure intersects with other areas of the law, including family law, divorce, and landlord/tenant issues.
Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 0.50
Speaker Information
Joseph F. Emmerth IV   [ view bio ]
Michael J. Zink   [ view bio ]
What Happens when the Judgment for Foreclosure is Entered?

Foreclosure is a stressful and frightening time for homeowners, making it important for attorneys to not only understand what happens after the judgment for foreclosure is entered by the court, but to also be able to explain these final steps to the client. This in-depth review examines how foreclosure comes to a close - from the homeowner exiting the property to the lender taking possession - as well as the judicial/sheriff’s sale, confirmation, and last efforts to recoup property.

Approved Credit for Illinois State Bar Association
Total General MCLE Hours: 0.50
Speaker Information
Samuel H. Levine   [ view bio ]
Alfred M. Swanson Jr.   [ view bio ]
Ethical Considerations

Gain a better understanding of the various ethical issues and conflicts which may arise during the course of a foreclosure case.

 
Approved Credit for Illinois State Bar Association
Including Professional Responsibility: 1.00
Total General MCLE Hours: 1.00
Speaker Information
Peter L. Apostol   [ view bio ]
Individual topic purchase: Selected
Illinois State Bar Association
Total General MCLE Hours: 7.00
Including Professional Responsibility: 1.00
Online Demo
Launch a sample ISBA online seminar, no purchase or login required! Click here for a demo! (No MCLE credit for the demo.)
Products
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